Will an auto insurance company payout if you were caught DUI?

Any auto insurance company has the right to refuse paying out a claim on your auto insurance if you are found guilty of driving under the influence.

Driving under the influence or DUI is a criminal offense and you will find that most, if not all, auto insurance policies have a caveat when it comes to criminal offenses such as driving under the influence of alcohol or drugs or driving without a license. If you are found guilty of illegal acts such as the ones mentioned above, your auto car insurance company does not have any obligation to pay out any claims you make on your auto insurance policy. It is advisable for you to refer to your existing car insurance policy to be aware of these important points.

If your auto insurance company does decide to payout your claim, you can expect that your insurance premium will be affected. A DUI record can mean you are a high-risk driver and this can drive your premium rate up the next time you renew your auto insurance policy, this is on the proviso that your auto insurance company agrees to renew your insurance policy. Some auto insurance companies will not renew your insurance policy if you have become a high-risk driver. It is best to inquire with your insurance provider about your car insurance policy. If it sounds like your policy won’t be renewed then it’s time for you to scout around for a new car insurance provider. There are non-standard insurance companies which provide insurance to high-risk drivers for a price that’s higher than your standard car insurance.